Average Rates Investment property mortgages are available everywhere and the loans for non–owner occupied units continue to change. These types of loans are normally considered to be negative amortization loans and generally 1.375% - 2.75% on fixed rates. Now many of these rates are applied to 40-year loans. The key benefit for this type of investment mortgage for your property is immediate positive cash flow, due to low monthly payments.

The extremely low interest rates along with the additional years on the loan will lower the monthly payment on your mortgage. In many cases it will lower it enough causing an automatic positive cash flow on the rental units from the beginning.

Additional Information Loan amounts can be very high, while purchases and refinancing will always be available. There is also an option available to cash out upon refinancing. Most of the loans are now low documentation mortgage loans. By shopping around you will be able to get the best mortgage rates available today.

Investment property mortgage loans are extremely competitive these days with the number of people buying increasing each year. The need to be competitive is very important for the mortgage companies that offer loans on investment property. With this in mind you will be able to get favorable terms for your mortgage loan provided that you use this information to your advantage.


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